Seeking a List of Portfolio Lenders

The concept of the portfolio lender is not something new. Portfolio lenders have long since been part of the landscape of mortgages. For some borrowers, these types of lenders provide the best solution for their mortgage needs. This facilitates the search for a list of portfolio lenders that may prove to be helpful for finding the top lenders in the industry. When working with the right portfolio lenders, you gain the potential of getting the right mortgage for your needs.

This is no minor point. Getting the wrong mortgage loan can lead to foreclosure and financial calamity. We know this is true because recent history has shown that this can be the case. So, this does lead to asking the question where to find a list of portfolio lenders. There are a variety of ways in which one can find such lenders. Simply performing a basic search on the internet or other such means of research may lead to the proper discover of such loans.

However, you do not want to just look at ‘any old’ list of portfolio lenders. You will need to find those lenders that are highly reliable, honest, and legitimate. This can prove to be difficult to those that might not have the resources to narrow down their choices of lenders. That is why it may be helpful to look towards a mortgage broker to handle such list monitoring for you. Actually, a mortgage broker may be able to do a lot more than that for you. This is exploring options with a mortgage broker may prove to be a better move for most borrowers.

For those not familiar with what a mortgage broker does, this is a profession that entails being an intermediary between the borrower and the lender. A quality broker will carry his or her own list of portfolio lenders and the quality of such lenders will weigh greatly in terms of the ability for the mortgage broker to make profits. Really, why would the mortgage broker work with dishonest lenders if he/she wanted to maintain his/her own personal business success?

Some may even use a mortgage broker to look towards wholesale portfolio lenders. Such lenders have a strong presence in the lending marketplace and this is understandable considering the need for such lenders. Basically, it is the wholesale portfolio lenders that are strongly reliant on the aforementioned mortgage brokers. In fact, it is not uncommon for wholesale lenders to only originate loans via mortgage lenders.

What is it that the wholesale portfolio lending process? Mainly, these are divisions that make provide loans to the mortgage broker at a reduced fee. This can empower the mortgage broker to potentially offer direct loans at a fair rate. In some instances, this will greatly help facilitate the approval of the loans in the marketplace. Needless to say, the borrowers will certainly appreciate the approval of a loan that is processed in a timely manner without unfair or overly high mortgage interest rates. The availability of loans with such helpful terms would prove to be a great asset for many.

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Leave A Reply (14 comments so far)

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  1. George Fan
    4 years ago

    Do you know some portolio mortgage wholesale lenders in southern CA? For residencial properties.

    Susan Reply:

    Hi George, no, no wholesale. Portfolio lenders don’t work with brokers.


  2. Bert Whitfield
    4 years ago

    I am a registered member who is looking for a list of portfolio lenders for our Limited Limited Company to purchase apartment units in the atlanta area.

    What does awaiting moderation mean?


  3. Vincent
    4 years ago

    Have any of your students or yourself worked with any portfolio lenders within the Chicagoland area! for commerical deals.


  4. Susan
    3 years ago

    Mut the properties that I wish to have a blanket loan against need to be in my home state? I invest mostly our of state, generally can a blanket loan use the equity from several combined properties from a few states? I have been looking and looking forever, I checked a few Credit unions online from your recommended credit union site, most needed for you to belong to some group or church or company, only 1 seems to accept just anyone with a AAA membership, but I am not sure whether they are willing to lend on corss collateralizing the equity for a loan or refi cashout. Any advise? Tks kindly. Susan


  5. Carrol
    3 years ago

    I have 4 rentals mortgaged and my home. I have 3 rentals paid for, I want to pull cash out but can not find any where to do a loan. Help?


  6. Carrol
    3 years ago

    I forgot to tell you I live in Chesapeake, VA. In search of somewhere to pull cash out of house that is paid….i have 5 mortgages.


  7. heather and martin lopez
    3 years ago

    help!!! we just learned we need a portfolio loan. we need help in this dept. we are trying to refinance our home and get it out of bankrupcy. we are not in any danger of it foreclosing but we signed a forebearance aggreement almost 4 years ago. can you help us?


  8. Syed
    3 years ago

    I would like to get a list of Portfolio Lenders Banks, Credit Union and Private, for My Investment Needs.

    Thanks, and God Bless.

    Syed

    Susan Reply:

    You can get a copy of Portfolio Loan Blueprint at http://www.getaportfolioloan.com/vsl-main


  9. Levi C. Stanley
    2 years ago

    I am Looking for a Lender for Acquisition

    I am Looking for an Equity Partner For the Amount of 1,375,000 Dollars

    68 properties in Canton,Ohio
    All rented out / majority of renters on long-term leases
    No Rehab Needed
    Currently bringing in : 32,000 Monthly

    My Offer to You I will:
    – Move to Ohio Manage the Asset for you
    – Add Executive Keyman Life Insurance
    – Property Casualty \ Business Income Loss Insurance
    – And You can Place a Lien on the Properties
    – I will Offer 75% Equity and 75% of the CashFlow

    Please Feel Free to Email me
    LeviStanley2012@gmail.com


  10. Tom Morrisey
    2 years ago

    Need a list of portfolio lenders.


  11. Johnnie Logan
    2 years ago

    I need contact with a portfolio lender that will lend in Tn. This lender should,t care how many property

    a person owen. If everthing else is ok.

    If you know of such a lender please let me know.

    Think You

    Johnnie Logan


  12. Michele
    1 year ago

    I am in need of a portfolio lender due to short sale less than 2 years ago. Can I get a list in cary, nc?